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In this section of our website, we’ve compiled the most common questions associated with payday loans online. Here, you can find important information about the terms and conditions of such loans, basic borrower requirements, possible costs and penalties, the way you will obtain the money, and so on. Besides, we are ready to tell you in every detail about how our website operates and about the loan industry in general. Please, take time to familiarize yourself with this section of as carefully as possible. If afterwards you still have questions about online payday loans, you can contact the specialists of our company in whatever manner you find more convenient. We do our best to respond to your questions within 48 hours.

It is critical to underscore that we do not grant any credits; our key mission is to match the clients with the most suitable direct lenders from our network. Therefore, we do not hold information on annual percentage rates, late payment penalties, as well as other fees and charges associated with fast payday loans. All these questions should be addressed to the lenders you are going to borrow from.


What is a payday loan?

This term denotes a short term loan, provided to private individuals for different urgent needs. Generally, payday loans amount to $1,000 and they are given for a period of one month. They are repaid in a lump sum, without any splitting. It is important to take into account that you’ll have to pay back the whole amount of the loan plus interest and other fees and charges foreseen by the lender. Take time to read carefully the agreement offered by your lender and take into account all the additional charges you’ll have to pay off.

What are the quick payday loan qualifications?

As a rule, such loans are offered to most of borrowers. The members of our lending network do not have strict requirements to their clients, though in rare cases they have to reject a credit. Our lenders have different loan qualifications. Fill out our online request form, specify your personal data, and we will be ready to match you with the companies, whose requirements you satisfy.

The most common lending criteria offered by the partners of our service are as follows:

What is the maximum amount for payday loans?

The total amount of short-term loans depends on multiple factors. The lenders from our network pay special attention to the borrower’s average income (unique financial situation), his or her living conditions (the state in which you live), family membership and some other minor aspects.

In any case, the maximum amount of payday loans offered by the companies we represent is $1,000.

If you need more visit our partner site and your will have the opportunity to get up to $3000.

How will I get the money?

As a rule, the partners of deposit the money a borrower needs to his\her bank account (checking or savings). If this variant suits your personal convenience, you will obtain the necessary sum the next working day after the day when you e-sign the loan agreement sent by the lender. This day is considered to be the day of one hour payday loan approval.

If you prefer other variants of money transfer, please, discuss this issue with the chosen lender directly beforehand.

Can I obtain money if I have bad credit?

Some of our partners perform credit checks before granting the loan to the borrower. Actually, it is the part of the common qualification process; therefore, we highly recommend you not to be afraid of this procedure. In most cases, it does not influence the lender’s final decision. The companies working in our network often grant cash loans to clients with bad credit history and to those who have no credit history at all. It is enough for a person to satisfy the lenders’ major requirements, and he\she will obtain the necessary sum without any problems.

How long will it take me to obtain a pay day loan?

It will take you, at least, one working day to obtain a loan from the lenders we represent. This procedure includes the following obligatory steps:

  1. First of all, you need to fill out our secured online application form. It will take you several minutes to specify your personal data, which our lenders will consider while deciding whether to approve your loan.
  2. Once you’ve submitted the application, our system redirects your request to our lending network. It matches each borrower with the most suitable direct lenders who are ready to offer them money loans for any purposes.
  3. After a little while (in 5-15 minutes or so) you will receive the data associated with the loan you can be granted. Study all the documents carefully, and choose the company whose terms and conditions are the most favorable for your unique situation.
  4. Having taken your ultimate decision associated with the loan, you should get in touch with the chosen lender directly. Study the lending agreement he will send to you and make sure you will be able to pay back the slump sum plus additional fees and charges foreseen by the lender. Then you should e-sign the agreement and send the paper to the lender you are going to borrow money
  5. Thereupon, the payday loan will be deposited to your bank account within one working day after you’ve signed the agreement. In some cases it may take only an hour.

Is it necessary for me to fax any data to you?

Most frequently, we don’t ask the clients of to use this channel of information transmission. But in some cases they have to fax certain data to us for further verification. For instance, we may ask you to send us your account statement or receipt counterfoils by fax. As a rule, our borrowers have to fax their personal data to lenders in cases when they take the same day loans for the first time. If you have no fax machine, you can reach out to a local public library or a UPS store.

What is the cost?

The lender matching services of are absolutely free of charge. You won’t have to pay for filling out the application form and getting in touch with the chosen lenders. Besides, you can terminate your registration on our website at any moment before you’ve submitted the form. Your loan request can be also withdrawn at any moment before you’ve e-signed the loan agreement. All the costs associated with small loans are completely determined by the lender you’ve been matched with. Take time to read his lending agreement and make sure he complies with the norms and regulations in force in your place of living.

Can I take several payday loans at once?

It depends on the rules in force in your state of living. In some places, people are allowed to have several online loans at a given period of time, while in others this practice is strictly forbidden. Therefore, you should study the existing norms and regulations and provide us the actual data about your current loans. The lenders working in our network will study your personal information submitted in the application form and decide whether to approve your loan request.

How will I pay back my payday loan?

Payday loans are repaid in one single payment. Take into account that you’ll have to pay back the slump sum of the loan plus interest and other fees and charges foreseen by the lender. You’ll have to return the money in one month (thirty days) after you’ve received the loan. Make sure you’ll be able to repay the loan in time, without delay.

What if I am late with my loan payment?

As soon as you understand that you won’t be able to pay back the money at a pre-scheduled time, contact your lender and explain your situation to him. Your lender may inflict late payment penalties, which are different in different states. You can read about all these fees in the loan agreement that you’ve received from the lender.

Is my personal information safe?

Naturally, it is. Our website uses superior security techniques and physical protocols; therefore you should not worry about your private information when it is transmitted through our proxy servers or stored there.

Besides, you should know that we use the data specified in our online form with the only purpose – to find the most suitable lenders for you.

Can I use a 72-hour satisfaction guarantee?

In some parts of the country, lenders provide their borrowers a 72-hour satisfaction guarantee option; it lets the latter return the total amount of deposit loans within 72 hours after the loan agreement has been signed. Ask the lender you’ve been matched with if he provides such an opportunity.

Is there any waiting period between applications?

You can use the services of as frequently as you need. Nevertheless, we recommend that the users of our website wait for at least 72 hours between two consecutive requests.

If you have questions associated with fast and instant payday loans offered by the members of our lending network, please, get in touch with your lender and ask him directly. You will find the lender’s contact information in the agreement you’ve been sent.