How It Works

If you want to obtain a quick payday loan from a reliable direct lender, please, follow our instructions.

First of all, you need to fill out the form on our website. Specify your personal data, and we will find the lenders who can give you up to $1,000 for a period of one month or lower. This money will be afforded to you from the lender you’ve chosen, and you will be able to spend it for any purposes. Please, take into account that we are not lenders; Paydayloandial.com is the representation of the lending network, and our key objective is to help our website users come across the company with the most affortable lending terms and conditions.

Borrower Requirements

As the amount of payday loans is limited to $1,000, it is not difficult to determine the conditions for such borrowings. Moreover, it is quite easy for borrowers to meet the basic qualifications for this type of loans. Here they are:

• com works with adult clients – you must be 18 years old or more;
• The client of the company must legally live in the United States of America;
• It is essential for him or her to work for the same company for at least 90 days;
• If you want to obtain a payday loan, make sure that your bank account is not overdrawn at the time of your request submission;
• You also must have a valid contact phone number and e-mail;
• Finally, the lenders we represent offer loans only to individuals meeting their minimum yield requirements.

Credit Terms & Credit History Check

Now that you know the basic requirements of our lenders, you can make sure that you satisfy all these qualifications. The second issue you have to resolve is whether your credit history matches our partners’ criteria. As a rule, the lenders we represent allow fast payday loans to the consumers having a bad credit history or no credits at all. Therefore, you should not be afraid of credit checks – they are rather a routine procedure than a meaningful credit search.

In general, credit checks let the members of our lending network get assured that you are not in bankruptcy at the moment of application. Besides, it is important for them to know that you do not have any heavy cash loans from other credit companies. In most cases, these checks cannot affect the client’s credit score.

Having obtained all the necessary data concerning the borrower, the specialists of this website transmit it to the lenders of our network. Then the companies that are ready to offer you the money you need, will check in with you. They will explain you the terms and conditions of payday loans online, the obligations the two parties will have, and other aspects of their credits.

Generally, the clients of our credit agencies receive the sum they need in one day after signing the agreement.

Procedure of Taking out a Loan

The process of obtaining an online payday loan from the agencies we represent includes the following steps:

1. Fill out the online request form at our website. It is protected with top-notch security-related software, so you should not worry about your personal information. We do not take any money for the request; all the services of PaydayLoanDial.com are free of charge.
2. After you’ve submitted all the necessary data, the specialists of our website transmit it to the direct lenders we represent. Please, remember that we do not uphold any applications; this is the work of the credit agencies we partner with. They are the ones who will give you the money.
3. When your application is accepted, you will receive a call or an email from the lender who can offer you a one hour payday loan. He will explain you the terms and conditions of crediting.
4. If you are satisfied with what you’ve been offered, you e-sign the loan agreement and get your money. As a rule, the entire sum is deposited into the client’s bank account within 24 hours from the moment of signing the document.